Properties in Non-Participating Communities

SWBC’s Non-Participating Flood Insurance program provides primary flood coverage for residential and commercial properties located in communities which do not participate in the National Flood Insurance Program (NFIP) as well as those in CBRA designated areas.

Coverage is available in all 50 states with limits up to $250,000 for residential and commercial buildings, and higher coverage available on a case-by-case basis. The program offers protection similar to that available under the NFIP and is provided for the repair or rebuilding of insured properties only; coverage for content is not available. View the underwriting guidelines.

Apply now

Become a registered agent today and begin offering SWBC Flood and Excess Flood Insurance immediately. Apply now. Already a registered agent? Login now to submit an application for coverage for your client(s). You’ll need the flood zone determination and elevation certificate, if available, to begin.